February 22, 2016

I have never been a big advocate of using fiscal policy to stimulate the economy in the short run.  It doesn't work quickly enough when you need it, and it doesn't go away quickly enough when you don't need it.  Trying to stimulate the economy through increased spending on infrastructure -- what once was called "public works" -- takes too long.  At any given point in time, there aren't a lot of "shovel-ready" projects.  Perhaps worst of all, spen...

February 6, 2016

For years, I've argued that the biggest single cause of fiscal problems in the world is the failure to adjust retirement ages for changes in life expectancy.  "Social insurance" programs like Social Security and Medicare and state and local government pension plans simply can't remain viable if people retire at 65 (or younger) and live into their 90s.  In fact, you shouldn't expect to retire at 60 and maintain your standard of living through a de...

January 11, 2016

There are certain words and phrases, usually used by politicians, that make me want to hit the speaker across the forehead with a 2x4 to knock some sense into them.  Here are a few:

 

Working Families

 

We have child labor laws in this country.  Outside of agriculture and family-owned businesses, there are no working families.  "Working families" basically means "working-class" families, but politicians know that Americans generally don't like refere...

December 8, 2015

It's the time of year when many of us make most of our annual charitable contributions, and if you attended college for as little as one semester, you've probably heard from your alma mater recently.  But before you send a check or give your credit card number to your college alma mater, I hope you'll consider giving to your high school alma mater this year, or to the high school your children attend or have attended.

 

Consider the following....

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Blog posts are pieces I wanted to write, but that aren't necessarily related to the focus of my business or to the businesses of my subscribers.  They may be political in nature and are definitely intended to be provocative and perhaps even entertaining.  If you are easily offended by opposing viewpoints, don't read them.

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